Problem Loan Identification
Thursday, February 14, 2019
10:00 am – 11:30 am CT
Recommended for 2 CE Credits
This course is designed to sharpen the ability of participants to recognize potential problem loans early and identify appropriate solutions once they surface.
- Identify early warning signs of problem loans in the following areas:
- Business and Operational
- Working capital
- Financial statements
- The back office
- Relationship issues
- Develop a concrete set of procedures once a problem loan has been identified.
- Explore options for resolving problem loans including workout, outplacement and liquidation.
- Explain guarantor risks and guarantor contingencies to ensure the loan is properly underwritten.
- Discuss who is responsible for sounding the alarm and developing an action plan.
Who Should Attend:
Commercial lenders, credit analysts and small business lenders, consumer lenders, mortgage bankers and private bankers; loan review specialists, special assets officers, lending managers and credit officers.
An authority on financial and credit risk, Mr. Carlin is a Managing Partner at Eensight. He has worked with major banks, insurance companies and regulatory agencies over the last twenty years, designing and teaching financial topics including: basic, intermediate and advanced credit and financial statement analysis, business lending for branch bankers, accounting for bankers, basic intermediate and advanced cash flow analysis, loan structuring, consumer lending and trade finance. His audiences include business bankers, recent graduates going through the organizations basic credit training program, senior management personnel that need to know the basics of accounting and financial statement analysis, middle market lenders with many years of experience and regulatory agency personnel. Each program he designs and teaches is tailored to the individual customer with the products, procedures and culture of the organization incorporated into the course design. The complexity and intensity of the programs are adjusted to reflect the needs of the participants and the logistical training issues faced by the organization.
He is the author of “Financial Statement Analysis” published by the American Bankers Association in 1994. He is also the author of “Consumer Lending”, published by The Center for Financial Training in 2015.
He has designed and taught programs in risk analysis for Citibank, Wells Fargo, American International Group, Capital One, Chase Manhattan Bank, First Tennessee, M & T, Union Bank, and The Bank of China. He has also taught the “Credit Risk Analysis Program” at the Federal Reserve Bank.